*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#102b4c;background:#fff;line-height:1.55}a{text-decoration:none;color:inherit}.wrap{max-width:1180px;margin:auto;padding:0 24px}header{position:sticky;top:0;z-index:20;background:#fff;box-shadow:0 2px 14px #00000012}.nav{min-height:76px;display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:10px;margin-right:auto}.brand .mark{font-size:30px}.brand b{display:block;font-size:22px;color:#0b2d52}.brand small{display:block;font-size:11px;color:#60758a}.nav nav{display:flex;gap:22px;font-weight:700;font-size:14px}.nav nav a:hover{color:#f15a24}.phone{background:#f15a24;color:white;padding:11px 16px;border-radius:8px;font-weight:700;white-space:nowrap}.hero{background:linear-gradient(115deg,#0b315a,#165b94 58%,#e9f2f7);color:#fff;padding:82px 0 95px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.5fr .7fr;gap:60px;align-items:center}.eyebrow{letter-spacing:2px;font-weight:800;color:#f15a24;font-size:13px}.hero .eyebrow{color:#ff8a55}.hero h1{font-size:64px;line-height:1;margin:8px 0}.hero h2{font-size:30px;margin:0 0 20px}.lead{font-size:20px;max-width:650px}.button{display:inline-block;background:#f15a24;color:#fff;font-weight:800;padding:14px 24px;border-radius:8px;margin-top:12px;box-shadow:0 5px 16px #0003}.button:hover{transform:translateY(-1px)}.hero-card{background:#ffffffee;color:#0b315a;border-radius:18px;padding:34px;display:flex;flex-direction:column;gap:10px;box-shadow:0 18px 50px #0004}.hero-card .snow{font-size:45px}.hero-card strong{font-size:24px}.section{padding:72px 0}.center{text-align:center}.muted{color:#63788b}.section-title{text-align:center;font-size:38px;margin:0}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:38px}.cards article{border:1px solid #e2e8ee;border-radius:12px;padding:24px;background:#fff;box-shadow:0 8px 25px #0b315a0b}.cards i{font-style:normal;font-size:32px}.cards h3{margin:10px 0 4px}.cards p{margin:0;color:#65778a;font-size:14px}.dark{background:#082d51;color:#fff}.dark .eyebrow{color:#ff7a43}.dark h2{font-size:38px;line-height:1.1}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.features{display:grid;grid-template-columns:1fr 1fr;gap:18px}.features div{display:flex;gap:12px;align-items:flex-start}.features b{border:1px solid #f15a24;border-radius:50%;width:30px;height:30px;text-align:center;line-height:28px;color:#ff7a43}.features strong,.features small{display:block}.features small{color:#c5d3df}.area{text-align:center;background:#f4f7fa}.area p{max-width:700px;margin:10px auto 18px}.secondary{background:#0b315a}.cta{text-align:center;background:#f15a24;color:#fff;padding:60px 0}.cta h2{font-size:40px;margin:0}.cta p{font-size:18px}.light{background:#fff;color:#0b315a;margin-right:15px}.email{font-weight:700}.foot{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:30px 24px}.foot b,.foot small{display:block}.foot small{font-size:11px;color:#6b7d8e}.copyright{text-align:center;padding:15px;background:#071f39;color:#c9d5df;font-size:12px}@media(max-width:900px){.nav nav{display:none}.hero-grid,.split{grid-template-columns:1fr}.hero h1{font-size:48px}.cards{grid-template-columns:repeat(2,1fr)}.hero{padding:60px 0}.foot{flex-direction:column;text-align:center}}@media(max-width:550px){.cards{grid-template-columns:1fr}.phone{display:none}.section{padding:52px 0}.features{grid-template-columns:1fr}.hero h1{font-size:42px}.hero h2{font-size:24px}}